A Hidden Danger Near Your Hearth: A Real Christmas Fireplace Disaster Story

fireplace cellulose danger inspection

Gather round, homeowners and those about to embark on the journey of acquiring a new dwelling. Let me share with you a tale that speaks volumes about the importance of due diligence and safety in our homes.

It was a chill winter’s evening, three nights before Christmas, when an unexpected disaster struck a family home. Miraculously, no one was injured, but the aftermath was devastating. The family faced the grim reality of being displaced from their home for several months for remediation.
The damage? A staggering 1.5 times the average home value in Wisconsin.

This misfortune unfolded despite precautions.
The family had responsibly inspected and cleaned their fireplace two years prior and again just two months before the incident. They had also recently upgraded their attic with cellulose insulation, known for its 1-hour fire rating. Yet, a fire still ignited.

Now, you might wonder, “Is my home safe?”
It’s a valid question. The National Fire Protection Agency “Chimneys, fireplaces, and vents shall be inspected at least once a year for soundness, freedom from deposits, and correct clearances. Cleaning, maintenance, and repairs shall be done if necessary.”

Level 2 Inspections
For safety reasons, and due to the very limited scope of the home inspection standards regarding fireplace inspections, we concur with the National Fire Protection Association – NFPA 211 14.5.1 (3) and the Chimney Safety Institute of America – http://www.csia.org/sweeping_flash.html – A Level 2 inspection shall be conducted upon sale or transfer of a property.

Contact a qualified specialist for a comprehensive Level II fireplace inspection prior to the end of your inspection contingency, prior to having your first fire.

Changes to your fireplace system, like switching fuel sources, installing a new insert, or adding attic insulation, also necessitate a Level 2 inspection.

Remember, we can’t always trust that insulation contractors are fully versed in code, especially regarding insulation proximity to chimneys or flues. The consequences of oversight can be dire. So, be proactive, be informed, and understand what to check and why.

As you step into the realm of homeownership, or if you know someone who is, remember the value of thorough inspections and informed decisions. Share this story, and let them know the importance of expertise in safeguarding their future homes. Stay safe, stay informed, and may your home be a haven of security and joy.

Very Sincerely,
Donn Anderson, CMI